Premium Care Internal Medicine


Premium Care Internal Medicine - Dr. Dennis H. Baker

 

 

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Premium Care Internal Medicine

 

FREQUENTLY ASKED QUESTIONS
ABOUT PREMIUM CARE INTERNAL MEDICINE

 

Q. How will you provide enhanced accessibility?
A. The typical Internist maintains a practice size of greater than 2000 patients. I have reduced my new practice to fewer than 25% of that number. With a substantially smaller number of relationships to maintain, I will be available to you when you need me. For your convenience, I may be reached by phone, fax, or email. If I am busy with another patient when you call, I will return your message promptly.

Q. What services will I receive for the Annual Fee?
A. The Annual Fee provides for a Comprehensive Preventive Medical Examination and a Personal Wellness Plan. In addition, you will benefit from the following: appointments that conveniently fit your schedule, same-day or next-day appointments, minimal or no wait time, unhurried visits, round-the-clock physician availability via phone, fax, or email, enhanced coordination with specialists, house calls when necessary, prescription facilitation, and travel medicine services.

Q. What if I’m a Medicare patient?
A. Medicare will not be billed for the services that are included in the Annual Fee; the Comprehensive Preventive Medical Examination and Personal Wellness Plan, because they are not covered benefits. Other services, such as follow-up office visits, will be billed to Medicare as usual and co-pays and deductibles will be charged as they have been in the past. As in the past, you will continue to use your Medicare coverage for laboratory fees, x-rays, other specialist physician services, and hospital services.

Q. Will I be reimbursed for my Annual Fee? Is it tax deductible?
A. If your work has a "Cafeteria Plan" for employee benefits, the Annual Fee may be reimbursable to you. There is a new type of health insurance plan combined with a savings account called a Health Savings Account (HSA). Using a Cafeteria Plan or an HSA may allow Annual Fee expenses to be paid with pre-tax dollars. You should review these and other options with your benefits manager, tax advisor, and insurance agent.

Q. Will I still need health insurance?
A. Yes. Your health insurance will be necessary if you should need additional office visits, hospital visits, or procedures that are not covered by the Annual Fee. Additionally, you will want to maintain your insurance coverage for services outside my office, such as specialist visits, hospitalization, lab tests, X-rays, and prescriptions.

Q. What happens if I need to see a specialist or go to the hospital?
A. If the need arises for you to see a specialist or you require services outside my office, I will help to guide you through the process. I will personally oversee all of your care and coordinate with other professionals to ensure that you receive the personal attention and care that you need. If hospitalization is required, I will make timely arrangements for your hospital admission, provide daily care, and supervise all services to optimize your care.

Q. I am healthy and only need to see a physician for an annual examination. How does this new type of practice benefit me?
A. An annual examination, although essential and beneficial, does not account for the unpredictable nature of medical illness. If you become ill, my services will be available immediately. Because of the limited size of my practice, I will be able to manage your health issues with a level of personal attention unavailable in a conventional Internal Medicine practice.

Q. Will I be healthier?
A. I will assist you in developing a healthy lifestyle to promote your long term good health and well-being, and to reduce the risk of problems that develop as you grow older. My goal is to be a partner in your health care and make a difference in your life.

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